HOME LOANS - INTEREST RATES

Interest Rate For Home Loan (House Building Loan)
All Rate are floating only

(Base Rate= 10.00% p.a.)


Loan Amount                   Linkage with Base Rate over    Effective Rate
                                        the tenor of the loan

Upto Rs. 30.00 lacs         0.75% above Base Rate           10.75% p.a.*

Above Rs. 30.00 lacs      1.00% above Base Rate           11.00% p.a.*
and upto Rs. 75.00 lacs

Above Rs. 75.00 lacs      1.25% above Base Rate           11.25% p.a.*

No fixed rate option in any limit bracket.


* A concession of 0.25% in card interest rate over the tenor of Home Loan is available under ongoing special Home Loan campaign upto 30.09.2012.

NRI Car Loan Interest Rate

State Bank of India: Interest Rates on 1^st April, 2012

For the purpose of computing perquisite valuation

Interest rates as on 1^st April, 2012 on various loans in Personal Segment advances are as under

NRI Car Loan
For all tenures		1.25% above Base Rate i.e. 11.25% p.a.